{"id":68971,"date":"2022-10-18T14:47:35","date_gmt":"2022-10-18T18:47:35","guid":{"rendered":"https:\/\/staging.majesco.com\/?page_id=68971"},"modified":"2026-06-05T12:35:05","modified_gmt":"2026-06-05T16:35:05","slug":"core-software","status":"publish","type":"page","link":"https:\/\/staging.majesco.com\/?page_id=68971","title":{"rendered":"Property &#038; Casualty Core Software"},"content":{"rendered":"\n<div class=\"wp-block-cover alignfull solutions-hero\" style=\"min-height:400px;aspect-ratio:unset;\"><img decoding=\"async\" width=\"2560\" height=\"800\" class=\"wp-block-cover__image-background wp-image-69260\" alt=\"\" src=\"https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/10\/Hero-Image-Property-Casualty.jpg\" data-object-fit=\"cover\" srcset=\"https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/10\/Hero-Image-Property-Casualty.jpg 2560w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/10\/Hero-Image-Property-Casualty-300x94.jpg 300w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/10\/Hero-Image-Property-Casualty-1024x320.jpg 1024w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/10\/Hero-Image-Property-Casualty-768x240.jpg 768w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/10\/Hero-Image-Property-Casualty-1536x480.jpg 1536w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/10\/Hero-Image-Property-Casualty-2048x640.jpg 2048w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/10\/Hero-Image-Property-Casualty-239x75.jpg 239w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/10\/Hero-Image-Property-Casualty-478x149.jpg 478w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/10\/Hero-Image-Property-Casualty-286x89.jpg 286w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/10\/Hero-Image-Property-Casualty-572x179.jpg 572w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/10\/Hero-Image-Property-Casualty-1440x450.jpg 1440w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/10\/Hero-Image-Property-Casualty-781x244.jpg 781w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/10\/Hero-Image-Property-Casualty-493x154.jpg 493w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/10\/Hero-Image-Property-Casualty-986x308.jpg 986w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/10\/Hero-Image-Property-Casualty-186x58.jpg 186w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/10\/Hero-Image-Property-Casualty-372x116.jpg 372w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-0 has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<p class=\"has-text-align-center is-style-pill has-dark-blue-background-color has-background has-large-font-size wp-block-paragraph\">Property &amp; Casualty<\/p>\n\n\n\n<h1 class=\"wp-block-heading has-text-align-center\"><strong>P&amp;C Intelligent Core Suite &#8211; Core Software Solutions for Property &amp; Casualty Insurance<\/strong><\/h1>\n<\/div><\/div>\n\n\n<div class=\"wp-bootstrap-blocks-container container mb-2 solutions-intro-section\">\n\t\n<div class=\"wp-bootstrap-blocks-row row\">\n\t\n\n<div class=\"col-12 col-md-1\">\n\t\t\t\t<\/div>\n\n\n\n<div class=\"col-12 col-md-3 tertiary-nav-column\">\n\t\t\t\n<nav class=\"is-vertical is-style-solutions-tertiary wp-block-navigation is-layout-flex wp-container-core-navigation-is-layout-962962d8 wp-block-navigation-is-layout-flex\" aria-label=\"PC Solution Sub Menu\"><ul class=\"wp-block-navigation__container is-vertical is-style-solutions-tertiary wp-block-navigation\"><li class=\"wp-block-navigation-item wp-block-navigation-link\"><a class=\"wp-block-navigation-item__content\"  href=\"https:\/\/staging.majesco.com\/property-casualty-overview\/\"><span class=\"wp-block-navigation-item__label\">Overview<\/span><\/a><\/li><li data-wp-context=\"{ &quot;submenuOpenedBy&quot;: { &quot;click&quot;: false, &quot;hover&quot;: false, &quot;focus&quot;: false }, &quot;type&quot;: &quot;submenu&quot;, &quot;modal&quot;: null, &quot;previousFocus&quot;: null }\" data-wp-interactive=\"core\/navigation\" data-wp-on--focusout=\"actions.handleMenuFocusout\" data-wp-on--keydown=\"actions.handleMenuKeydown\" data-wp-on--pointerenter=\"actions.openMenuOnHover\" data-wp-on--pointerleave=\"actions.closeMenuOnHover\" data-wp-watch=\"callbacks.initMenu\" tabindex=\"-1\" class=\"wp-block-navigation-item has-child open-on-hover-click wp-block-navigation-submenu\"><a class=\"wp-block-navigation-item__content\" href=\"https:\/\/staging.majesco.com\/product-casualty-insurance-solutions\/\"><span class=\"wp-block-navigation-item__label\">Insurance Solutions<\/span><\/a><button data-wp-bind--aria-expanded=\"state.isMenuOpen\" data-wp-on--click=\"actions.toggleMenuOnClick\" aria-label=\"Insurance Solutions submenu\" class=\"wp-block-navigation__submenu-icon wp-block-navigation-submenu__toggle\" ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" viewBox=\"0 0 12 12\" fill=\"none\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M1.50002 4L6.00002 8L10.5 4\" stroke-width=\"1.5\"><\/path><\/svg><\/button><ul data-wp-on--focus=\"actions.openMenuOnFocus\" class=\"wp-block-navigation__submenu-container wp-block-navigation-submenu\"><li class=\"wp-block-navigation-item wp-block-navigation-link\"><a class=\"wp-block-navigation-item__content\"  href=\"https:\/\/staging.majesco.com\/product-casualty-insurance-solutions\/core-software\/\"><span class=\"wp-block-navigation-item__label\">Core Software<\/span><\/a><\/li><li class=\"wp-block-navigation-item wp-block-navigation-link\"><a class=\"wp-block-navigation-item__content\"  href=\"https:\/\/staging.majesco.com\/product-casualty-insurance-solutions\/digital-solutions\/\"><span class=\"wp-block-navigation-item__label\">Digital Solutions<\/span><\/a><\/li><li class=\"wp-block-navigation-item wp-block-navigation-link\"><a class=\"wp-block-navigation-item__content\"  href=\"https:\/\/staging.majesco.com\/product-casualty-insurance-solutions\/analytics-solutions\/\"><span class=\"wp-block-navigation-item__label\">Analytics Solutions<\/span><\/a><\/li><li class=\"wp-block-navigation-item wp-block-navigation-link\"><a class=\"wp-block-navigation-item__content\"  href=\"https:\/\/staging.majesco.com\/product-casualty-insurance-solutions\/distribution-software\/\"><span class=\"wp-block-navigation-item__label\">Distribution Software<\/span><\/a><\/li><li class=\"wp-block-navigation-item wp-block-navigation-link\"><a class=\"wp-block-navigation-item__content\"  href=\"https:\/\/staging.majesco.com\/product-casualty-insurance-solutions\/risk-compliance-solutions\/\"><span class=\"wp-block-navigation-item__label\">Risk &amp; Compliance Solutions<\/span><\/a><\/li><li class=\"wp-block-navigation-item wp-block-navigation-link\"><a class=\"wp-block-navigation-item__content\"  href=\"https:\/\/staging.majesco.com\/product-casualty-insurance-solutions\/property-casualty-ecosystem\/\"><span class=\"wp-block-navigation-item__label\">Ecosystem<\/span><\/a><\/li><\/ul><\/li><li class=\"wp-block-navigation-item wp-block-navigation-link\"><a class=\"wp-block-navigation-item__content\"  href=\"https:\/\/staging.majesco.com\/property-casualty-customers\/\"><span class=\"wp-block-navigation-item__label\">Customers<\/span><\/a><\/li><li class=\"wp-block-navigation-item wp-block-navigation-link\"><a class=\"wp-block-navigation-item__content\"  href=\"https:\/\/staging.majesco.com\/property-casualty-industry-recognition\/\"><span class=\"wp-block-navigation-item__label\">Industry Recognition<\/span><\/a><\/li><li class=\"wp-block-navigation-item wp-block-navigation-link\"><a class=\"wp-block-navigation-item__content\"  href=\"https:\/\/staging.majesco.com\/property-casualty-resources\/\"><span class=\"wp-block-navigation-item__label\">Resources<\/span><\/a><\/li><\/ul><\/nav>\n\t<\/div>\n\n\n\n<div class=\"col-12 col-md-1\">\n\t\t\t\t<\/div>\n\n\n\n<div class=\"col-12 col-md-6 intro-text-column\">\n\t\t\t\n\n<h2 class=\"wp-block-heading\">P&amp;C Solutions Built for Tomorrow, Ready for Today<\/h2>\n\n\n\n<p class=\"has-large-font-size wp-block-paragraph\">The shift to next-generation core systems that embrace platform technologies, including cloud, APIs, microservices, artificial intelligence, or machine learning and ecosystems is crucial for insurers to compete in today\u2019s new digital era of Property and Casualty insurance. To capitalize on this market shift, insurers need a next-generation intelligent core platform that delivers speed to value, scales easily, and delivers seamless and frequent content and software upgrades that keep insurers on the leading edge and future-ready.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-background-color has-action-orange-background-color has-text-color has-background wp-element-button\" href=\"https:\/\/staging.majesco.com\/white-papers\/core-modernization-in-the-digital-era\/\">Read our Thought Leadership<\/a><\/div>\n<\/div>\n\n\t<\/div>\n\n\n\n<div class=\"col-12 col-md-1\">\n\t\t\t\t<\/div>\n\n<\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-cover alignfull tombstone-section\"><img decoding=\"async\" width=\"1280\" height=\"1708\" class=\"wp-block-cover__image-background wp-image-68507\" alt=\"\" src=\"https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/09\/tombstone-cover.svg\" style=\"object-position:51% 16%\" data-object-fit=\"cover\" data-object-position=\"51% 16%\"\/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-0 has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<div class=\"wp-block-group tombstone has-background-background-color has-background is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f11ea13c wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-black-color has-text-color has-link-color wp-elements-683e2bed6b4a571625251b2d163fcadb\">P&amp;C Intelligent Core Suite<\/h2>\n\n\n\n<p class=\"has-black-color has-text-color has-link-color wp-elements-7be94b5effee3709faea11003a40ba4b wp-block-paragraph\">The Majesco P&amp;C Intelligent Core Suite includes a distinct, yet fully integrated, set of solutions that leverage advanced technologies like GenAI, AI, machine learning, and automation to optimize efficiency and enhance customer experiences. This comprehensive cloud platform supports policy, billing, and claims management for various products, providing flexibility and speed to innovate while driving significant and sustainable growth. Built on a common configurable platform, it empowers both IT and business users with rich, pre-built content and the power to make changes easily and independently. Embedded analytics offer real-time insights, and Majesco Copilot automates tasks, significantly reducing time spent on manual processes, putting the power in the insurer\u2019s hands.<\/p>\n\n\n\n<div class=\"wp-block-buttons buttons-vertical-space is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/staging.majesco.com\/core-software-insurance-solutions\/pc-core-suite\/ \">Learn More<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image alignright size-full is-resized is-style-rounded\"><img decoding=\"async\" width=\"500\" height=\"350\" src=\"https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/11\/pexels-abdulvahap-demir-14037867.jpg\" alt=\"\" class=\"wp-image-72826\" style=\"width:375px;height:263px\" srcset=\"https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/11\/pexels-abdulvahap-demir-14037867.jpg 500w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/11\/pexels-abdulvahap-demir-14037867-300x210.jpg 300w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/11\/pexels-abdulvahap-demir-14037867-237x166.jpg 237w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/11\/pexels-abdulvahap-demir-14037867-474x332.jpg 474w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/11\/pexels-abdulvahap-demir-14037867-251x176.jpg 251w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/11\/pexels-abdulvahap-demir-14037867-437x306.jpg 437w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/11\/pexels-abdulvahap-demir-14037867-186x130.jpg 186w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/11\/pexels-abdulvahap-demir-14037867-372x260.jpg 372w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/11\/pexels-abdulvahap-demir-14037867-168x118.jpg 168w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/11\/pexels-abdulvahap-demir-14037867-182x127.jpg 182w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/11\/pexels-abdulvahap-demir-14037867-242x169.jpg 242w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/11\/pexels-abdulvahap-demir-14037867-484x339.jpg 484w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f11ea13c wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-majesco-solutions-card swiper-slide has-teal-transparent-background-color has-background\">\n<h2 class=\"wp-block-heading\">Policy for P&amp;C<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Policy for P&amp;C sets the standard for adaptability, accuracy, reliability, speed and value. It provides the most sophisticated, integrated, and easy-to-maintain platform for insurers today.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-transparent-arrow\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/staging.majesco.com\/core-software-insurance-solutions\/pc-core-suite\/policy-for-pc\/ \">Learn More<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-majesco-solutions-card swiper-slide has-periwinkle-transparent-background-color has-background\">\n<h2 class=\"wp-block-heading\">Billing for P&amp;C<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Billing for P&amp;C platform provides rich, broad capabilities with out-of-the-box functionality, content and options that empower companies to rapidly respond to market scenarios and customer demands, all through simple business rule configuration by either business or IT users.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-transparent-arrow\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/staging.majesco.com\/core-software-insurance-solutions\/pc-core-suite\/billing-for-pc\/\">Learn More<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-majesco-solutions-card swiper-slide has-green-transparent-background-color has-background\">\n<h2 class=\"wp-block-heading\">Claims for P&amp;C<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Claims for P&amp;C is a comprehensive claims management solution that has been deployed in some of the most demanding claims operations. Developed by claims experts, the business rules-driven and robust configurable solution empowers claims adjusters to meet demanding claims expectations.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-transparent-arrow\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/staging.majesco.com\/core-software-insurance-solutions\/pc-core-suite\/claims-for-pc\/ \">Learn More<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group tombstone has-background-background-color has-background is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f11ea13c wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full is-resized is-style-rounded\"><img decoding=\"async\" width=\"2560\" height=\"1709\" src=\"https:\/\/staging.majesco.com\/wp-content\/uploads\/2024\/02\/Section8_Background.png\" alt=\"\" class=\"wp-image-76652\" style=\"width:375px;height:263px\" srcset=\"https:\/\/staging.majesco.com\/wp-content\/uploads\/2024\/02\/Section8_Background.png 2560w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2024\/02\/Section8_Background-300x200.png 300w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2024\/02\/Section8_Background-1024x684.png 1024w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2024\/02\/Section8_Background-768x513.png 768w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2024\/02\/Section8_Background-1536x1025.png 1536w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2024\/02\/Section8_Background-2048x1367.png 2048w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2024\/02\/Section8_Background-239x160.png 239w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2024\/02\/Section8_Background-478x319.png 478w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2024\/02\/Section8_Background-264x176.png 264w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2024\/02\/Section8_Background-527x352.png 527w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2024\/02\/Section8_Background-1440x961.png 1440w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2024\/02\/Section8_Background-781x521.png 781w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2024\/02\/Section8_Background-458x306.png 458w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2024\/02\/Section8_Background-917x612.png 917w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2024\/02\/Section8_Background-186x124.png 186w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2024\/02\/Section8_Background-372x248.png 372w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2024\/02\/Section8_Background-168x112.png 168w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2024\/02\/Section8_Background-182x121.png 182w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2024\/02\/Section8_Background-242x162.png 242w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2024\/02\/Section8_Background-484x323.png 484w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading\">Majesco P&amp;C CoreConnect<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Majesco P&amp;C CoreConnect delivers a powerful, versatile solution tailored for smaller P&amp;C insurers, MGAs, and MGUs, enabling their growth in a fast-changing marketplace. This cloud native next-gen platform provides rapid integration capabilities with essential tools and data, enhancing market speed, ease of business, and scalability. Its comprehensive suite offers extensive customization and out-of-the-box features, enabling seamless integration with partners and eliminating manual processes. Designed specifically for the unique needs of MGAs, MGUs and smaller insurers, Majesco P&amp;C CoreConnect empowers these entities to effectively expand and streamline their business.<\/p>\n\n\n\n<div class=\"wp-block-buttons buttons-vertical-space is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--2\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/staging.majesco.com\/core-software-insurance-solutions\/pc-coreconnect\/\">Learn More<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f11ea13c wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-majesco-solutions-card swiper-slide has-teal-transparent-background-color has-background\">\n<h2 class=\"wp-block-heading\">Majesco P&amp;C CoreConnect Policy<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Optimize the business with a feature-rich policy management system offering end-to-end lifecycle processing for property and casualty insurance lines to simplify the complex.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-transparent-arrow\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/staging.majesco.com\/core-software-insurance-solutions\/pc-coreconnect\/coreconnect-policy-for-pc\/\">Learn More<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-majesco-solutions-card swiper-slide has-periwinkle-transparent-background-color has-background\">\n<h2 class=\"wp-block-heading\">Majesco P&amp;C CoreConnect Billing<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Transform billing processes into a key enabler for exceptional customer experience and business success with our cutting-edge platform. Seamlessly integrate advanced features and functionalities to optimize billing operations and improve customer satisfaction. Stay ahead of the competition with our innovative solution, designed to maximize your business&#8217;s growth and success.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-transparent-arrow\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/staging.majesco.com\/core-software-insurance-solutions\/pc-coreconnect\/coreconnect-billing-for-pc\/\">Learn More<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-majesco-solutions-card swiper-slide has-green-transparent-background-color has-background\">\n<h2 class=\"wp-block-heading\">Majesco P&amp;C CoreConnect Claims<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Enhance the claims process with speed, ease, and responsiveness, ensuring a remarkable customer experience and driving improved business outcomes. The advanced solution empowers optimized claims handling, streamlining operations for efficient and seamless customer service. Experience the benefits of our cutting-edge technology and propel your business forward in the P&amp;C insurance industry.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-transparent-arrow\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/staging.majesco.com\/core-software-insurance-solutions\/pc-coreconnect\/coreconnect-claims-for-pc\/\">Learn More<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group tombstone has-background-background-color has-background is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f11ea13c wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading\">Majesco P&amp;C Enterprise Rating<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Majesco P&amp;C Enterprise Rating is designed to address the pricing and rating demands of insurers of all sizes, MGAs, and MGUs in an increasingly complex risk market. It includes out-of-the box capabilities and integration for business placement into global markets that can be implemented quicker and cost-effectively, which is critical for this increasingly challenging risk environment. There\u2019s no need to build new databases or work with a programming team. Using the power of Excel\u00ae, Majesco P&amp;C Enterprise Rating delivers a market-leading P&amp;C insurance solution for quoting, rating, and renewing to accelerate your rating development cycle.<\/p>\n\n\n\n<div class=\"wp-block-buttons buttons-vertical-space is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--3\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/staging.majesco.com\/core-software-insurance-solutions\/pc-enterprise-rating\/\">Learn More<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image alignright size-full is-resized is-style-rounded\"><img decoding=\"async\" width=\"2560\" height=\"1707\" src=\"https:\/\/staging.majesco.com\/wp-content\/uploads\/2024\/02\/Section9_Background-scaled.jpeg\" alt=\"\" class=\"wp-image-76653\" style=\"width:375px;height:263px\" srcset=\"https:\/\/staging.majesco.com\/wp-content\/uploads\/2024\/02\/Section9_Background-scaled.jpeg 2560w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2024\/02\/Section9_Background-300x200.jpeg 300w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2024\/02\/Section9_Background-1024x683.jpeg 1024w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2024\/02\/Section9_Background-768x512.jpeg 768w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2024\/02\/Section9_Background-1536x1024.jpeg 1536w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2024\/02\/Section9_Background-2048x1365.jpeg 2048w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2024\/02\/Section9_Background-239x159.jpeg 239w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2024\/02\/Section9_Background-478x319.jpeg 478w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2024\/02\/Section9_Background-264x176.jpeg 264w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2024\/02\/Section9_Background-528x352.jpeg 528w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2024\/02\/Section9_Background-1440x960.jpeg 1440w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2024\/02\/Section9_Background-781x521.jpeg 781w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2024\/02\/Section9_Background-459x306.jpeg 459w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2024\/02\/Section9_Background-918x612.jpeg 918w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2024\/02\/Section9_Background-186x124.jpeg 186w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2024\/02\/Section9_Background-372x248.jpeg 372w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2024\/02\/Section9_Background-168x112.jpeg 168w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2024\/02\/Section9_Background-182x121.jpeg 182w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2024\/02\/Section9_Background-242x161.jpeg 242w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2024\/02\/Section9_Background-484x323.jpeg 484w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-cover alignfull testimonial-section\"><img decoding=\"async\" width=\"1280\" height=\"495\" class=\"wp-block-cover__image-background wp-image-68741\" alt=\"\" src=\"https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/10\/Testimonial-bg.png\" data-object-fit=\"cover\" srcset=\"https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/10\/Testimonial-bg.png 1280w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/10\/Testimonial-bg-300x116.png 300w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/10\/Testimonial-bg-1024x396.png 1024w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/10\/Testimonial-bg-768x297.png 768w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/10\/Testimonial-bg-239x92.png 239w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/10\/Testimonial-bg-478x185.png 478w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/10\/Testimonial-bg-286x111.png 286w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/10\/Testimonial-bg-572x221.png 572w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/10\/Testimonial-bg-781x302.png 781w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/10\/Testimonial-bg-493x191.png 493w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/10\/Testimonial-bg-986x381.png 986w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/10\/Testimonial-bg-186x72.png 186w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/10\/Testimonial-bg-372x144.png 372w\" sizes=\"(max-width: 1280px) 100vw, 1280px\" \/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-0 has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\"><div class=\"wp-bootstrap-blocks-row row\">\n\t\n\n<div class=\"col-12 col-md-1\">\n\t\t\t\t<\/div>\n\n\n\n<div class=\"col-12 col-md-10\">\n\t\t\t\n\n<div class=\"wp-block-stackable-carousel stk-block-carousel stk--is-slide stk--arrows-justify-space-between stk--arrows-align-center stk-block stk-21f7f5d\" data-slides-to-show=\"\" data-block-id=\"21f7f5d\"><div class=\"stk-block-carousel__content-wrapper\"><div class=\"stk-row stk-inner-blocks stk-block-content stk-block-carousel__slider-wrapper stk-content-align stk-21f7f5d-column\"><div class=\"stk-block-carousel__slider\" role=\"list\" data-autoplay=\"5000\" data-label-slide-of=\"Slide %%d of %%d\" tabindex=\"0\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-3a53e27\" data-v=\"4\" data-block-id=\"3a53e27\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-3a53e27-container stk--no-background stk--no-padding\"><div class=\"has-text-align-center stk-block-content stk-inner-blocks stk-3a53e27-inner-blocks\">\n<p class=\"has-text-align-center has-background-color has-text-color has-extra-large-font-size wp-block-paragraph\">\u201cWe have been working with Majesco for over 11 years. Last year we decided to upgrade to Majesco Policy for P&amp;C as a strategic platform to run our Commercial Lines Business. Majesco Policy for P&amp;C has enabled Colorado Farm Bureau Mutual Insurance to achieve speed to market with its commercial lines experience, robust pre-built content and ISO products and modern user interface.&#8221;<\/p>\n\n\n\n<p class=\"has-text-align-center has-background-color has-text-color wp-block-paragraph\">Art Wallace, Vice President at Underwriting, Colorado Farm Bureau Mutual<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-dd3ccc2\" data-v=\"4\" data-block-id=\"dd3ccc2\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-dd3ccc2-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-dd3ccc2-inner-blocks\">\n<div class=\"wp-block-stackable-carousel stk-block-carousel stk--is-slide stk--arrows-justify-space-between stk--arrows-align-center stk-block stk-886e21e\" data-slides-to-show=\"\" data-block-id=\"886e21e\"><div class=\"stk-block-carousel__content-wrapper\"><div class=\"stk-row stk-inner-blocks stk-block-content stk-block-carousel__slider-wrapper stk-content-align stk-886e21e-column\"><div class=\"stk-block-carousel__slider\" role=\"list\" data-autoplay=\"5000\" data-label-slide-of=\"Slide %%d of %%d\" tabindex=\"0\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-1db1e82\" data-v=\"4\" data-block-id=\"1db1e82\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-1db1e82-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-1db1e82-inner-blocks\">\n<p class=\"has-text-align-center has-background-color has-text-color has-extra-large-font-size wp-block-paragraph\">\u201cWorking with Majesco, we are happy that you are helping us with our migration. And now we are implementing IC (Intelligent Core) and Agentic AI there will be many more opportunities to work together closely and advance our journey.\u201d<\/p>\n\n\n\n<p class=\"has-text-align-center has-background-color has-text-color wp-block-paragraph\">Kin Lee, CIO and CISO, NYPIUA<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-1d68609\" data-v=\"4\" data-block-id=\"1d68609\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-1d68609-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-1d68609-inner-blocks\">\n<p class=\"has-text-align-center has-extra-large-font-size wp-block-paragraph\">\u201cWorking with Majesco, we are happy that you are helping us with our migration. And now we are implementing IC (Intelligent Core) and Agentic AI there will be many more opportunities to work together closely and advance our journey<strong>.\u201d<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><strong>Kin Lee, CIO and CISO, NYPIUA&nbsp;<\/strong><\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-041f500\" data-v=\"4\" data-block-id=\"041f500\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-041f500-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-041f500-inner-blocks\"><\/div><\/div><\/div>\n<\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div><\/div>\n\n\t<\/div>\n\n\n\n<div class=\"col-12 col-md-1\">\n\t\t\t\t<\/div>\n\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-cover alignfull is-light solutions-featured-resources-section ferris-wheel\"><img decoding=\"async\" width=\"1280\" height=\"455\" class=\"wp-block-cover__image-background wp-image-68365\" alt=\"\" src=\"https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/09\/featured-resources-bg.png\" style=\"object-position:50% 15%\" data-object-fit=\"cover\" data-object-position=\"50% 15%\" srcset=\"https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/09\/featured-resources-bg.png 1280w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/09\/featured-resources-bg-300x107.png 300w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/09\/featured-resources-bg-1024x364.png 1024w, https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/09\/featured-resources-bg-768x273.png 768w\" sizes=\"(max-width: 1280px) 100vw, 1280px\" \/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-0 has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\"><div class=\"wp-bootstrap-blocks-row row\">\n\t\n\n<div class=\"col-12 col-md-1\">\n\t\t\t\t<\/div>\n\n\n\n<div class=\"col-12 col-md-5\">\n\t\t\t\n\n<h4 class=\"wp-block-heading has-large-font-size\">Featured Resoures<\/h4>\n\n\t<\/div>\n\n\n\n<div class=\"col-12 col-md-5\">\n\t\t\t\t<\/div>\n\n\n\n<div class=\"col-12 col-md-1\">\n\t\t\t\t<\/div>\n\n<\/div>\n\n\n<div class=\"wp-bootstrap-blocks-row row\">\n\t\n\n<div class=\"col-12 col-md-1\">\n\t\t\t\t<\/div>\n\n\n\n<div class=\"col-12 col-md-5\">\n\t\t\t\n<div class=\"block-majesco-content-card\" id=\"block_c0cbcf1cccb76a1a5f09d357441777be\">\n<article class=\"card h-100 majesco-content-card with-excerpt post-67895 press type-press status-publish hentry solution-billing solution-claims solution-policy customers-physicians-mutual\" id=\"post-67895\">\n\n\t<div class=\"card-body\">\n\n\t\t<header class=\"entry-header\">\n\n\t\t\t<h5 class=\"is-style-pill\">Press<\/h5>\n\t\t\t<div class=\"posted-on\">June 22, 2022<\/div>\n\n\t\t\t<h3 class=\"entry-title card-title\"><a href=\"https:\/\/staging.majesco.com\/?press=physicians-mutual-launches-pet-insurance-with-majescos-pc-core-suite\" rel=\"bookmark\">Physicians Mutual Launches Pet Insurance with Majesco\u2019s P&#038;C Core Suite<\/a><\/h3>\n\t\t<\/header><!-- .entry-header -->\n\n\t\t<div class=\"entry-content card-text\">\n\n\t\t\t<p>Morristown, NJ \u2013 June 22nd, 2022\u00a0\u2013 Majesco, a global leader of cloud insurance platform software for insurance business transformation, today announced Physicians Mutual launched pet insurance, Physicians Mutual Pet, with Majesco\u2019s P&amp;C Core Suite. Physicians Mutual is a national provider of health, life and retirement products, including Medicare Supplement, dental, life and supplemental health insurance&hellip;<\/p>\n<div class=\"wp-block-button is-style-transparent-arrow\"><a class=\"wp-block-button__link majesco-2022-read-more-link\" href=\"https:\/\/staging.majesco.com\/?press=physicians-mutual-launches-pet-insurance-with-majescos-pc-core-suite\">View Full Resource <\/a><\/div>\n\n\t\t<\/div><!-- .entry-content -->\n\n\t<\/div>\n\n<\/article><!-- #post-## -->\n<\/div>\n\t<\/div>\n\n\n\n<div class=\"col-12 col-md-5\">\n\t\t\t\n<div class=\"block-majesco-content-card\" id=\"block_f200d400cbbba10fca1810e51c053990\">\n<article class=\"card h-100 majesco-content-card with-excerpt post-69740 post type-post status-publish format-standard hentry category-future-of-insurance solution-distribution-management solution-insurance-buyer-insight solution-market-trends segment-property-casualty hot-topics-property-casualty-insurance\" id=\"post-69740\">\n\n\t<div class=\"card-body\">\n\n\t\t<header class=\"entry-header\">\n\n\t\t\t<h5 class=\"is-style-pill\">Blog<\/h5>\n\t\t\t<div class=\"posted-on\">September 1, 2022<\/div>\n\n\t\t\t<h3 class=\"entry-title card-title\"><a href=\"https:\/\/staging.majesco.com\/?p=69740\" rel=\"bookmark\">Product and Channel Synergy: Improving Placement for P&#038;C Products<\/a><\/h3>\n\t\t<\/header><!-- .entry-header -->\n\n\t\t<div class=\"entry-content card-text\">\n\n\t\t\t<p>Your kitchen has been the same color for as long as you\u2019ve lived in your home and you know it\u2019s time to make a change. You don\u2019t need the full remodel; you just need some paint (or so you think). You go to the paint store. That\u2019s not so hard. You pick a color. If&hellip;<\/p>\n<div class=\"wp-block-button is-style-transparent-arrow\"><a class=\"wp-block-button__link majesco-2022-read-more-link\" href=\"https:\/\/staging.majesco.com\/?p=69740\">View Full Resource <\/a><\/div>\n\n\t\t<\/div><!-- .entry-content -->\n\n\t<\/div>\n\n<\/article><!-- #post-## -->\n<\/div>\n\t<\/div>\n\n\n\n<div class=\"col-12 col-md-1\">\n\t\t\t\t<\/div>\n\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\"><div class=\"wp-bootstrap-blocks-row row faq-row\">\n\t\n\n<div class=\"col-12 col-md-2\">\n\t\t\t\t<\/div>\n\n\n\n<div class=\"col-12 col-md-8\">\n\t\t\t\n\n<h2 class=\"wp-block-heading\">FAQ<\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1663614463104\"><strong class=\"schema-faq-question\">For Majesco Claims Solution, what is the business value to insurers?<\/strong> <p class=\"schema-faq-answer\">Majesco Claims for P&amp;C reduces claims management costs, improves underwriting quality and decision-making, enhances customer service with reduced time to settle claims and improves operational efficiency.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1663614495359\"><strong class=\"schema-faq-question\">Does Majesco Billing for P&amp;C support all bill types?<\/strong> <p class=\"schema-faq-answer\">Insurers can administer all bill types \u2013 including, but not limited to agency bill, direct bill, list bill, and deductible bill. Majesco Billing for P&amp;C contains flexible user-defined payment plans that offer optional service charge and finance charge billing options and allows customers to determine their own payment due dates.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1663614515993\"><strong class=\"schema-faq-question\">Does Majesco Policy for P&amp;C have an innovative Underwriting platform?<\/strong> <p class=\"schema-faq-answer\">Improve risk management assessment and underwriting decision quality with integrated analytics, automated processes and streamlined exception underwriting. Optimize workflows for skill-based underwriting and straight-through processing.<\/p> <\/div> <\/div>\n\n\t<\/div>\n\n\n\n<div class=\"col-12 col-md-2\">\n\t\t\t\t<\/div>\n\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-cover alignfull bottom-cta-section\"><img decoding=\"async\" class=\"wp-block-cover__image-background wp-image-68581\" alt=\"\" src=\"https:\/\/staging.majesco.com\/wp-content\/uploads\/2022\/09\/Request-Info-Blade-BG-image-only@2x.jpeg\" data-object-fit=\"cover\"\/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-0 has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-center has-gigantic-font-size\">The Future Starts With Majesco<\/h2>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link has-background-color has-action-orange-background-color has-text-color has-background wp-element-button\" href=\"https:\/\/staging.majesco.com\/about-us\/contact-us\/\">Request Info<\/a><\/div>\n<\/div>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<div class=\"wp-block-button is-style-transparent-arrow\"><a class=\"wp-block-button__link majesco-2022-read-more-link\" href=\"https:\/\/staging.majesco.com\/?page_id=68971\">View Full Resource <\/a><\/div>\n","protected":false},"author":23,"featured_media":0,"parent":68970,"menu_order":1,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-68971","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Core Software Solutions for Property &amp; 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